Na Trading 212 o capital está Mar 5, 2024 · Trading 212 offers a comprehensive Trading app with various trading tools, including indicators, charts, and hotlist features. Trade212 is also got financial protection up to £85k. That includes E-wallets, with different currency conversion fees applicable. Yes it’s safe. A diferença entre as taxas é menor do que aparenta. Advice regarding trading 212 pie. Our goal is to help Redditors get answers to questions about Fidelity products and services, money movement, transfers, trading and more. Binance is good for your trades but keep as little assts in there as possible. Make sure you do your own research and do what’s right for you, your goals, attitude to risk etc. not trading. They even changed the definition of the word temporary. 2% AER on deposited cash. You are covered for 90% of your total amount up to 20K. 15 working days for transfers between cash ISAs. Is actually a real broker and is regulated as such by the dutch authorities. To avoid having multiple threads filled with referral links and promo codes, this is the only place on the subreddit they are allowed. Based on this and the fact that it is well established, my personal preference is to go with Interactive Brokers. • 3 yr. It carries all of the tax benefits of a regular cash ISA, but also pays 5. If the brokers fail your money up to 85k in each would be protected - it may take time to resolve through. 14. T212 has „investing pies”. Trading212 unveils the T212 Card, revolutionizing user finance with 0. Saxo is a good one for invest and someone else for ISA. Go for Trading212, it’s commission free, support fractional shares and wide variety of stocks and has amazing UX and community. It’s the safest dodgy CEX out there. Depends whether the cash on T212 is considered an investment or deposit. Za zaprte Jul 22, 2023 · Trading 212 is a popular trading platform that offers commission-free trading on a range of financial instruments, including stocks, forex, and the cryptocurrency market. We strive to provide quick and easy withdrawals, but at the same time, we have to follow strict rules to prevent fraud. Revolut only has individual stocks which is irrelevant for my all world stock portfolio. The zero commission investing and the free share giveaway are for real. 3 pound trade fee and FX charge in IG might be friction to trying out multiple things but limited options in 212 can equally limit that. The FOS will likely take months to review your complaint. ISA transfers should take no longer than. Vanguard also has the same protection. The group accounts aren't due till 30th Sept. I highly doubt 212 will exist in 10 years. 11. Please refrain from creating individual posts or sharing your code/link more than once. Trading 212 is now offering 4. Award. " Related Trading 212 Mobile app Information & communications technology Technology forward back r/Bogleheads Bogleheads are passive investors who follow Jack Bogle's simple but powerful message to diversify with low-cost index funds and let compounding grow wealth. KeepSmiling ☺️🌺. Trading 212 waiting list and waiting list times Keep it Short and Sweet: People have short attention spans. Founded in 2006, Trading 212 allows users to trade in a variety of assets Is it better to keep investing in Trading 212 as I’m scared that if trading 212 goes bankrupt then all money will be gone. The money is not guaranteed, meaning you could lose all your money, although very unlikely, the money market is one of the safest investment. Trading 212 is authorized by two Tier-1 regulators (Highly Trusted), zero Tier-2 regulators (Trusted), zero Tier-3 regulators (Average Risk), and zero Tier-4 regulators (High Risk). but at the end of the storm, there's usually a golden sky. Things that were bad before but slightly better now was that Freetrade was slower. It was founded in 2004 and is headquartered in London, UK. Trading 212 is not publicly traded and does not operate a bank. All that has changed now and it looks a lot better. Could you please specify your gains, so we can help you better. SegheCoiPiedi1777. You could go with vaneck semiconductor etf which has been one of the best performing and most popular. Unlike the Invest account, all of the money is fully FSCS protected. T212. Get the Reddit app Scan this QR code to download the app now Koliko “safe” je trading 212? Investiranje Trading 212 ni kriv za GME ampak IB. Some of the free shares I’ve received so far are: AstraZenica (£61. • 1 mo. 12 33. Trading212 is a Cyprus-regulated broker targeted to teenagers trading meme stocks on 2x leverage. May 22, 2024 · The Trading 212 Cash ISA was launched in 2024 for those looking for a safe haven for their cash. Comparativamente, prefiro muito mais a interface da trading 212, mas em contrapartida eles comem-te mais dinheiro. There have been murmurs that 212 is planning to introduce options trading sometime this year and the idea of that is very worrying. This shouldn’t matter for the TrustPilot rating. 9 and Trading 212 is rated 4. I would never trust large sums with 212. Trading 212 Cash ISA, safe? r/FIREUK This is a subreddit to discuss all things relating to gaining financial independence and retiring early (FIRE) with a focus on the UK. However i’ve heard speculations about trading 212 on reddit so was wondering if i could get a few opinions. This is the unofficial subreddit for discussion of the Trading212 platform. 76K subscribers in the trading212 community. The difference between VUSA and VUSD is that VUSA is traded in GBP and VUSD is traded in USD. I am very disappointed at T212 rn. 79); Starbucks (£70. And passively paying fees. Hi I’m 30 and from the UK. If you have any questions, reach us via the in-app chat - we'd be happy to help. Then research some of the "blue-chip" companies that have been around forever. This is set out in the Share Dealing Terms of Business, which state: “4. It’s a trading platform, to buy and hold I would go elsewhere. After the shenanigans with T212 forcing share lending on their non-ISA accounts, I don't think I can trust them not to suspend trading when the MOASS hits, RH style. Trading 212 is fully regulated by the Financial Conduct Authority so it must take steps to keep your money safe such as by holding it in a separate client account. Trading 212 have at times engaged in decidedly ‘dodgy’ market practices right alongside Robinhood. Welcome to r/scams. Once comfortable with investing, you can then start looking at some more speculative positions, if you want be more agressive. Fantastic! T212 should become the savings, finance, and investment, as well as trading app. They literally have the best rates in the industry. Thanks in advance. We would like to show you a description here but the site won’t allow us. Available in 13 major currencies with plans for expansion in Europe. Ok, you should be taxed at 28%. insolvency, Event of Misconduct, together with a failure to safeguard your assets, the value of your assets held with Trading 212 Markets Ltd. u/Codaq3. Thought people might be interested. Just started trading (not the best time). Trading 212 has a strong track record in the industry. Just buy a cold wallet. You can use the gov. Currently I am at the point they are asking for my most recent full HMRC tax return. 8M profit last year, so this is pretty terrible. Trading 212 has an omnibus account with Interactive Brokers. You can't go wrong with the s&p 500 so thats fine, However iShares Semiconductor or iShares Expanded Tech-Software Sector ETF are both not UCITS compliant meaning you can't invest in them in trading212. No other Irish bank is offering more than 3% interest and Trading 212 lending shares by force. And this is the protection offered by Trading 212: "Your funds are kept safe in a segregated account and are protected for up to €20 000 as required by the EU Directive 97/9/EC. This is by EU law. Thanks! But is this app going to last or will could I possible loose my shares if I hold long term. If you mean safe. There are no hidden fees and no strings attached. Is this safer than an individual stock pick? absolutely, safer that an HYSA? Not really. Something like Vanguard FTSE All-World (VWRP) on T212. Trading 212’s clients most likely have access to investor protection. So in terms of financial safety, they are the same. A few overlaps. Invest/ISA. In financial markets T+2 is a shorthand for trade date plus two days indicating when securities transactions must be settled. It took a whole second to load the charts. Trading212 is not a broker, it has no Trading 212 is not liable for any losses, perceived or actual, that you may have suffered as a result of our adherence to legal or regulatory guidelines. IDEX v3 is the first Hybrid Liquidity DEX, combining a high-performance order book with Automated Market Making (AMM). To put it in context, the UK company made £1. It’s the amount of days they have to settle. High-Quality Audio and Video: Ensure clear audio and visuals for a professional look. 😉. is protected by the ICF up to a maximum of €20,000 and up to €1 million by Lloyd’s of London. That's why they also must be doing. yes mate the app is safe. Trading_212. 13%: Apple; Invesco EQQQ nasdaq-100 Dist. 4 days ago · Is Trading 212 a scam? Trading 212 is considered safe as it is regulated by the top-tier FCA as well as other regulators, such as the Cyprus Securities and Exchange Commission (CySEC) and Bulgaria's Financial Supervision Commission (FSC). ETFs like the S&P500 are a good place to start. Jun 17, 2024 · Here are the key reasons I consider Trading 212 a safe option: Trading 212 is regulated by at least one top-tier regulator. New to 212 and investing. With T212 you decide how to allocate the capital, with moneybox you are passively investing into their selection of funds. Hi all, I would appreciate some advice regarding the investment pie I have created: 23%: Vanguard S&P500 Dist. Users are able to trade stocks, shares and ETFs for free. The group might well still be in rude financial health, £28m profit last year. In addition, they focus on the trading of Contracts For Differences (CFDs), a more volatile form of Posted by u/MourningPalace - No votes and 2 comments . For almost all of my OTC stocks, new buy orders are temporarily restricted. Easiest long term option is just to go for a low cost global index fund. If you’re optimizing for cost you might want to go for someone smaller with less solid financials, but it’s fundamentally a risk trade-off. 2% interest paid daily into your account… I am Turning 18 soon and was wondering if trading212 was a good start. But you are right, Trading 212 has been around for 20 years. there’s a bit of overlap but if you want to have both acc and dist I guess its fine. It is our hope to be a wealth of knowledge for people wanting to educate themselves, find support, and discover ways to help a friend or loved one who may be a victim of a scam. Comecei também agora, foi me sugerido trading 212 que é bastante simples pelo menos comparado com a xtb. MSE says the money is kept at Barclays, NatWest and JP Morgan, which is quite cool - in theory this means 3x * £85k = FSCS protection up to £255k. Yes I know that, but just if Traiding 212 will have any issue in the future, so my money are safe because i dont want loose money if Traiding 212 For example, it goes bankrupt. Sure, they’ve had issues, particularly on the CFD side, but a cursory google search will show that even the biggest and most established operators in the industry have experienced the same thing. I plan to invest £100 a month approximately for the next 15 years. Up to £85,000 of your money will also be protected by the Financial Services Compensation Scheme if Trading 212 becomes insolvent “. IBKR is a serious broker regulated in 10+ countries with 300+bln in AUM. You should be good. I have been in a back and forth email conversation with Trading 212 regarding verification of my account as I have told them the funds I am using is from my personal savings. I don't really have an idea of what I would try for the whole year, so I would very much appreciate your input on what I would be missing out on in Trading 212 and also if it is safe to keep 20k there. uk timeframes, which the FOS will be happy to use as a reference (unless T212 can offer a better one). " Original information taken from here. It takes nothing to be kind and considerate, but m sure many people are just salty cause they don’t own as much. I've recently started using Trading 212, which I'm enjoying. On lurge larger than 100k we could then debate this, although who would hold 100k as cash in a broker just for the interest. It had less stocks and didn't have fractional shares. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. The cash held in the cash ISA is held with banks only instead of a mixture of QMMFs and banks (like the S&S ISA) therefore you have the full FSCS protection. Honestly depends What you like. So they are at the mercy of whoever executes their trades for them. That is the best idea using multiple brokers. Is it better look for alternatives to invest my fund ? I started looking to invest via ABNAMRO to keep my money safe. 9. No reason why they can't pull it off again. I’ve got £1k spare that I’m looking to drop into a 212 ISA account. Reply reply. yeah, ''Safe'' is highly relative. Trading 212 is not a place of OTC stocks, period. This is an educational subreddit focused on scams. They both track the S&P 500 index. Both Freetrade and Trading 212 are protected by the FSCS and regulated by the FCA with client funds segregated from the companies funds. Rest assured, we don't want to make it difficult for you to withdraw. In reality Your investments would just continue to be held by interactive brokers and IB would be in touch to discuss what you want to do with your investments if T212 disappeared. Again, thanks a lot! They track the same things. Especially in the context of a broker who buys the shares and units you tell them to, for you. I stopped using my account then, I would hate to think what shenanigans they would get up to in the next market cycle crash for example. 5% on any uninvested cash, which is significantly better than any savings account (barring fixes for long time), even with daily payments, which makes it even better. Start with investing in "safe" stocks. Probably because for your average Tom, Dick and Harry Trading 212 is probably the best broker available In Europe right now. • 1 yr. Deadlines and complaints. This means that in the unlikely event of Trading 212 Markets Ltd. All investments = cash + stocks *combined*. If they think trading 212 has acted wrongly, then trading 212 will have to compensate you. alve31. 65). Os 4,20% da Trading 212 são TAEB (APY) que já tem em conta o efeito da capitalização diária. , (240-142,5)*2. T212 are FCA registered which means the fscs will pay out on investments in the event of bankruptcy and your investments cannot be recovered. CFD account. They have limited capabilities being a foreign broker trading US stocks. You basically bought condoms with extra latex (in a good way). Tupically EU imposes 100k guarantee on deposits and 20k in investments. Some of the stocks have been like this for a month now and I am down 50% - 60%. They are part of our strategy to become the leading investment and wealth management platform in the UK and Europe. I live in the UK and thinking of starting my investment journey asap. Have a really careful think about precisely what that £85k FSCS limit covers. Most people posting on here about T212 will have a couple of hundred or thousand pounds with 212 and they have been "investing" for a couple of months. One is a brokerage, the other is essentially a low budget money manager that allocates your money for you. There are however some costs involved (for instance for currency transfer) so it is not totally free. Period. It depends what’s important to you. . 23); and Uber (£22. Share. Aim for reels under 60 seconds, ideally in the 15-30 second range. For me for long term investments I don’t want to have to worry about the solvency/reliability of my broker so I optimize for a large broker with sound financials. This is just the UK company. Not really answering the question but, They sold or misplaced my phone number so theyve been a big no from me for a long time. The platform blends the best of centralized and decentralized exchanges, with the performance and features of an order book and the security and liquidity of an AMM. Your shares are held in an omnibus account in IBKR - a company that has been around for half a century. T212 for USA and UE stocks and XTB for polish stocks :) i would like for etf. I use both. I am extremely careful with my personal information and at the time they were the only trading platform I used (back when i first began). Thanks in advance ! This may be a dumb question but i’m wondering what the downsides are of investing on trading 212 compared to traditional platforms such as hargreaves’s lansdown if you want to invest in the funds such as the nasdaq100 or sp500 etc. No monthly subscription. If for example Trading 212 goes belly up, they can just send them elsewhere. 5% cashback on your purchases, free ATM withdrawals for up to £400 per month, 1% ATM fee applies thereafter. Yes. Mod Post This is the only thread where it is allowed for you to post referral links or promo codes. Deposits and withdrawals can be made through multiple methods, on average, that’s how most brokerage companies work. 1. PabloCalatayud. Be clear with trading 212 that you intend to refer your complaint to the FOS as it's a real pain in the ass for them to deal with, cost a lot of time and money. Reply. Alternatively you can export any % of any holdings which basically takes Trade212 is no longer a small company and is starting to make a lot of profit compared to other companies. Trade Republic is rated at 3. 9%: Vanguard FTSE All-World High Dividend yield Dist. 2. Trading 212 was established in its current form some time in 2018-2019, god knows what they were doing before that, but it was def. This has been answered too many times already, anyways: TLDR: Yes, Trading 212 is good and is safe. I really like the nasdaq 100s long term Half a year ago T212 was much better. Is it safe and legit? The UI seems really clean and seems like a nice app to use. During the January squeeze, they restricted trading but called it 'requirements of our clearing house'. The platform has gained a reputation for its user-friendly interface, low fees, and wide range of trading options. -7. Jun 27, 2022 · Trading 212 launched in the UK in 2017, ostensibly as a ‘free’ trading app. It's safe and it's the top choice on MSE's best ISA page. if you want to reduce your fees FWRG is a cheaper all world fund. People are saying the too-profitable accounts are getting closed because Trading 212 loses money when people profit from CFD Reply reply More replies More replies Top 2% Rank by size Hello everyone, I am wondering if trading 212 would be a good platform for long term stocks and shares investing. First of all 212 may but your money into a qmmf but it is not certain, they have added a feature that shows you were exactly your money/interest is coming from and so far for me ive only ever had my money stored in a bank which also means that it is taxed as dirt rate rather than 41%. Oct 26, 2020 · Trading 212 is a London-based brokerage platform that aims to democratize trading by making it accessible to the masses. Uso xtb e recomendo. but unsure if keeping my assets there is safe, especially in singapore. T212 is literally FSCS protected and highly regulated by the FCA. T212 has more details on the stock. Hey if you edit your pie holdings and remove a stock, it will sell it at the next available opportunity and ask you for new % allocation for the remaining holdings in the pie. Os 4,00% da Trade Republic são TANB e se considerarmos a capitalização mensal fica-se com 4,07% TAEB. • 8 mo. Copy in HSBC as a courtesy. No cex is safe sex. If the broker goes down you can get this back (imagine that it’s a lot of faff). Mas mesmo assim tem que declarar, pode é não pagar. 6. So if you can stomach the downturns, in my opinion, it's very safe as stated in their policy, the high interest rate is generated by the money market, a placement with very low risk, but not 0 risk. This means they cannot be claimed by Trading 212’s creditors in the event of bankruptcy. 6. Why do you think they aren’t safe? Anyway yes money in stocks and shares is ring fenced. NO. This represents an unauthorized appropriation by Trading 212 UK Ltd and a direct loss to my person totaling $194, i. Other than that it’s easy to use but I don’t know much about the spreads and things like that since I haven’t compared but since they don’t “charge” I’m sure they’re doing something, either order flow selling or wider spreads Don't know but here in Europe everyone is offering 3-4% on cash. The choice would be obvious as a share of AVGO was worth +$950 at the deal closing date which would make me eligible to get 0. I use serval brokers including T212. Uso T212 e recomendo. e. photohuntingtrex. A nível de proteção de capital é bastante diferente. Trading 212 UK annual accounts released - Loss of £314k. Trading 212 free share codes and invite links thread 2020. Segregation of Assets: Your shares are held separately from Trading 212's own assets. If one goes down, at least they should in theory move your shares to another broker you use. Transfer to Another Broker: In the event of insolvency, an administrator would likely be appointed to oversee the transfer of client assets to another brokerage firm Please consider using my referral code below, make a minimum deposit of $/€/£1, and we’ll both receive a free share worth up to £100! 💰. I know there are protections in place on share lending for ISAs but getting in the way of selling seems like something still possible unless I'm mistaken. Only difference you will find with some is you will be investing in £ so account for currency value (£ against $). “While it is never 100% safe to your money Mar 5, 2024 · Trading 212 is considered Average Risk, with an overall Trust Score of 79 out of 99. Pies are good are long term growth. All investments in every EU broker are covered up to 20K by a special EU fund. Your cash is protected by up to £85,000 by the FSCS. ago. This means that in the unlikely event Trading 212, Interactive Brokers or the bank holding your client funds were to go into liquidation, and if there was a failure to safeguard your assets, the value of your client funds and client assets held with Trading 212 is protected by the ICF up to a maximum of €20,000. Poor investments are by far a bigger threat to investors, so factors other than FSCS cover tend to be what distinguishes different platforms. And of course daily interest on uninvested cash. A quick check already indicates this. •. I’d be happy to answer any questions that you have. Edit: this isn’t financial advice, and I’m not a financial advisor. The W-8BEN form is needed to purchase US stocks through the app. 9. Revolut is relatively very new in supporting stocks, thus offer very limited features and it’s very far from Trading212. Apart from the filled W-8BEN, you must also have your Tax Identification Number updated in your account. Allowing selling and blocking buying of certain shares for their own benefit during volatility. Money held as cash will fall under relevant FSCS protection. 30 calendar days for other types of transfer. 82K subscribers in the trading212 community. My question is, in the cash ISA you can get 5. Yes, but T212 covers that for you and you won’t have to wait for two days before they send your money. I have 11 referrals left as of 19 June 2020. What ‘safe’ long term (5-10 years) stocks/etfs shall I invest in? Also looking to then invest £150/month going forward. If your card has expired, it's automatically removed from your Trading 212 account without any action needed from you. , $240. Is it a good decision or what are the better ways to keep investing safely. Sorry if this is a stupid question. The S&P will have downturns, some day that no one knows, and it will also have a lot of red days. If you buy a stock ar 100, and have sold it by 100, Then you would be taxed at 28% over 50% of your gains (110-100)/2. Captions and Text Overlays: Add captions and text overlays to highlight key points or trading terminology. I am a member of the Trading 212 product development team. My long term goal is to make £100,000 through investing, so i'll start with a Trading 212 ISA account until I have £20,000 then move to an investment account. We thoroughly tested the services of Trading 212. I received another notification that I had to give explicit consent for 212 to lend my shares and they would be backed by US treasury bonds so the borrowing party would have to provide that as collateral to borrow. I've spent some time on this reddit and looking at the general knowledge people have with trading fundamentals and markets is scaring me a bit. Your money is no longer protected under FSCS rules as it is invested on your behalf. Time to time a better alternative. However for me XTB app is much more intuitive and easy to use. Vanguard has been around for 40 years and has trillions of £ under management. 252 of that amount, i. Your money is safe on the platform. But trading212 was in 2004 while Trade Republic was in 2015. Of course, IBKR's interface is not intuitive. Reply reply More replies More replies More replies BrIDo88 Thanks. The guy is asking if the app is safe and people are criticising him, his investment, some insulting his family, others questioning his intellectual capacity. Degiro is much safer compared to Trading212: Established and active much earlier. te so ba zn yb fx xs fs gh xu